Construction Loan
Lending Criteria
MidPoint’s Construction Sunbelt program delivers fast, flexible ground-up financing for builders and developers in the country’s highest-growth markets — with no credit requirements and closings in days, not months.
Details
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Builders and developers in Sunbelt markets
Builders and developers in Sunbelt markets who need a capital partner that understands construction and can move fast. Whether it’s a single spec home or a multi-unit in-fill project, this program is built for operators who know what they’re building and need funding without the red tape.
Submit your project and construction plan. MidPoint structures the loan around the asset and the build timeline — not your tax returns. Draw schedules are designed to keep cash flowing as construction progresses, from groundbreak through completion.
Whether you’re acquiring, repositioning, or preparing for an agency exit, our Flex, Prime, and Core bridge programs deliver speed, certainty, and structured flexibility — with competitive terms tailored to deal size and complexity.
The Prime Bridge offering is tailored for mid-market multifamily sponsors with a clear exit strategy. With an attractive spread, it supports lease-up, renovations, or asset seasoning prior to a permanent loan takeout
MidPoint’s Core Bridge product is designed for experienced operators managing larger deals with proven execution. With the most favorable pricing and longest term, it supports larger multifamily transactions at scale.
MidPoint Capital Partners, LLC
When you find the deal, we fund it — fast. Our fix & flip programs cover $75K to $3M, up to 95% LTC for experienced investors, 100% renovation funded, and closings in 2 weeks or less. No appraisal required under $750K. No prepayment penalty. We also offer a Sunbelt-specific program with closings in as little as 24 hours across AZ, CO, GA, TN, TX, and NC. If the numbers work, we’ll make it happen.
MidPoint Capital Partners, LLC
Need to move fast on an acquisition, refi, or value-add deal? Our bridge loan programs offer short-term financing from $100K to $75M across residential and commercial properties — with LTV up to 75%, interest-only terms, and closings in as few as 24 hours. No DSCR requirement on select programs. We bridge the gap while you execute the plan.
MidPoint Capital Partners, LLC
From spec homes to large-scale commercial development, MidPoint has a construction program built for it. We fund ground-up residential construction from $75K to $1.5M and institutional commercial projects up to $75M — with flexible draw schedules, interest-only terms, and closings built around your timeline, not ours.
MidPoint Capital Partners, LLC
Qualify based on the property’s cash flow — not your personal income. Our DSCR rental loan programs cover 1–4 unit properties, condos, and short-term rentals up to $3M, with LTV up to 85% and no tax returns required. Built for buy-and-hold investors who want a clean, scalable financing solution.
MidPoint Capital Partners, LLC
From small multifamily acquisitions to large-scale apartment repositioning, MidPoint has the right capital stack for the deal. Our multifamily programs cover bridge financing from $100K to $50M, ground-up construction up to $75M, and DSCR rental loans up to $3M — with LTV up to 85% and no personal income required on select programs.
Value-add, stabilized, lease-up, or new construction — we fund it all.
