Bridge Loan
Lending Criteria
MidPoint’s Residential Bridge program gives investors fast, flexible short-term capital to acquire, refi, or pull cash out of 1–4 unit properties without the delays of conventional financing.
Lending Criteria
Loan amounts
$100,000 – $750,000
Purchase LTV
Up to 80% (720+ FICO)
Rates
From 9.999%
Term
Interest-only, 12 months
Appraisal
None required under $1M
Prepayment penalty
None
Availability
47 states
Details
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Purchase
Rate & term refi
Cash-out
Residential investors
Residential investors on SFR, 2–4 unit, and condo properties who need short-term capital fast — whether acquiring a new asset, refinancing out of hard money, or pulling equity for the next deal.
Asset-driven underwriting. Submit your deal, get terms quickly, and close in days. Minimum 660 FICO required.
MidPoint Capital Partners, LLC offers a tiered suite of bridge lending products designed to meet the unique needs of real estate sponsors across the capital stack. Whether you’re acquiring, repositioning, or preparing for an agency exit, our Flex, Prime, and Core bridge programs deliver speed, certainty, and structured flexibility — with competitive terms tailored to deal size and complexity.
Whether you’re acquiring, repositioning, or preparing for an agency exit, our Flex, Prime, and Core bridge programs deliver speed, certainty, and structured flexibility — with competitive terms tailored to deal size and complexity.
The Prime Bridge offering is tailored for mid-market multifamily sponsors with a clear exit strategy. With an attractive spread, it supports lease-up, renovations, or asset seasoning prior to a permanent loan takeout
The Prime Bridge offering is tailored for mid-market multifamily sponsors with a clear exit strategy. With an attractive spread, it supports lease-up, renovations, or asset seasoning prior to a permanent loan takeout
Short-term acquisition, refi, and cash-out financing for 1–4 unit properties. Up to 80% LTV, rates from 9.999%, and closings in days — no appraisal required under $1M.
Asset-driven bridge financing in AZ, CO, GA, TN, TX, and NC. No credit score or financials required. Close in as little as 24–48 hours with up to 75% LTV.
$15M–$75M bridge financing across 13 asset classes nationwide. Non-recourse, sub-1.0x DSCR accepted, and closings in 5–20 days on deals others won’t touch.
MidPoint Capital Partners, LLC
When you find the deal, we fund it — fast. Our fix & flip programs cover $75K to $3M, up to 95% LTC for experienced investors, 100% renovation funded, and closings in 2 weeks or less. No appraisal required under $750K. No prepayment penalty. We also offer a Sunbelt-specific program with closings in as little as 24 hours across AZ, CO, GA, TN, TX, and NC. If the numbers work, we’ll make it happen.
MidPoint Capital Partners, LLC
Need to move fast on an acquisition, refi, or value-add deal? Our bridge loan programs offer short-term financing from $100K to $75M across residential and commercial properties — with LTV up to 75%, interest-only terms, and closings in as few as 24 hours. No DSCR requirement on select programs. We bridge the gap while you execute the plan.
MidPoint Capital Partners, LLC
From spec homes to large-scale commercial development, MidPoint has a construction program built for it. We fund ground-up residential construction from $75K to $1.5M and institutional commercial projects up to $75M — with flexible draw schedules, interest-only terms, and closings built around your timeline, not ours.
MidPoint Capital Partners, LLC
Qualify based on the property’s cash flow — not your personal income. Our DSCR rental loan programs cover 1–4 unit properties, condos, and short-term rentals up to $3M, with LTV up to 85% and no tax returns required. Built for buy-and-hold investors who want a clean, scalable financing solution.
MidPoint Capital Partners, LLC
From small multifamily acquisitions to large-scale apartment repositioning, MidPoint has the right capital stack for the deal. Our multifamily programs cover bridge financing from $100K to $50M, ground-up construction up to $75M, and DSCR rental loans up to $3M — with LTV up to 85% and no personal income required on select programs.
Value-add, stabilized, lease-up, or new construction — we fund it all.
